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We hope that you have all had as great a year as we have! We wanted to take a moment to reflect on the past year and give you some of our best posts of 2011.

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Buying a car is a big step. A car can give you a sense of independence; a sense of freedom. However, car ownership comes with a few costs beyond just the monthly payment.

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Finding the right roommate can be an arduous task. Picking the wrong person to live with can make the time you live together unpleasant. It can also end up being expensive.

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If you are headed away for college, odds are you will be gone for some time (maybe for good if things go extremely well). And more than likely when you left, you did not take every single one of your possessions with you. Even if you wanted to, it is unlikely that all of your stuff could even fit in a tiny college dorm.

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Ring in the New Year with more jingle in your pockets. For 2012, get your personal finances on track by giving your financial life a makeover with four easy fixes.

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Student Loan debt is a very hot topic right now, especially if you are the 2/3 of students graduating with it. Today more than ever before students (including my self) are finding themselves in piles of loan debt when they graduate. While you are in college you try and put the idea of debt on the back burner telling yourself that you will deal with it when you get a real job.

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Just because you don’t have a lot of money to spare, it doesn’t mean that you can’t go out and have fun. In fact, having a night out can be fun and cheap, providing you know where to go to get the best deals.